Pengyuan International's issuer credit rating is a forward-looking analytical opinion about an obligor’s overall creditworthiness, which focuses on the obligor’s willingness and capacity to fulfill its financial obligations on a timely basis. The issuer credit rating focuses on the credit risks at the issuer level and does not differentiate the credit risks of certain specific financial obligations or instruments. Issuer credit ratings can be either long-term or short-term.

A short-term issuer credit rating is our opinion on the likelihood of an obligor to default on its short-term financial obligations that usually have maturities of less than 365 days. Our short-term issuer crediting ratings focus on the obligor’s willingness and capacity to meet its short-term financial commitments when come due.

Pengyuan International reserves the right of final interpretation of its products and services.

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